Last year I paid an accountant £300 to handle my self assessment.
The thing is… I had already done all of the calculations myself before I handed it over, and at that point I was paying for a sanity check.
This year I’ve got a mix of income streams again, so instead of working with the accountant, I built a tool to model the whole thing properly.
Now I can see: • Exactly how everything is calculated • How each income stream affects the total • What I owe (or get back) before I even submit
No back and forth, no guesswork, and no £300 just to confirm I was right.
A lot of the systems we rely on feel complex because we’ve never questioned them, we just accept them.
That’s usually where the best opportunities sit.
It made me wonder how many other "that’s just how it is" problems are actually fixable.